No matter what you’d like to finance, what stage of your lending life you’re in, or what your previous credit history is like, FFCU will get you the loan you need at an affordable rate and flexible terms. Already know the right loan? Apply online, 24/7, and get a decision quickly. Trying to decide which loan option is for you? Let one of our friendly Loan Officers help find a loan product that’s a perfect fit when you stop at a branch or call 847-676-8000.
| Apply Online | By Phone at 847-676-8000 |
In person at a branch |
Personal Loans
Our personal loans allow you to finance everything from unexpected daily expenses, to a supplemental student loan, to medical procedures not covered by insurance. We also work with members looking to establish or improve their credit history.
- Signature (Unsecured Personal) Loans
- Borrow up to $10,000 for terms up to 60months with our Signature Loan.
- Flex Line of Credit
- As a line of credit, you can conveniently access funds at a branch or by transferring funds to your FFCU savings or checking account. The Flex can also be used as overdraft protection for your checking account with free overdraft transfers. Monthly payments are 3% of your balance and there are no yearly fees or additional costs making it the perfect safety net for a rainy day!
- RapidCash Loan
- The RapidCash Loan is designed to get you in and out of a branch quickly with $500 for those unexpected expenses or an alternative to a payday loan. This is the perfect loan for someone wanting to build their credit and their lending relationship with FFCU. There is no credit check involved and you can borrow up to $500 for 6 months at a fixed rate of 18% APR. Some restrictions apply, for additional details click here: Disclosures
- MyCare Loan
- Don’t put your health on hold due to financial constraints. The MyCare loan will help you and your family finance various medical procedures and treatments which are not covered under your major medical insurance plan. You can now get affordable patient financing for dental, cosmetic, and weight loss procedures as well as fertility treatments, vision care and hospital stays- just to name a few. We also offer a variety of terms, a 90- day no payment option and no prepayment penalty.
- CD or Share Secured Loans
- 100% share and certificate secured loans are available for up to 72 months. This is a great option for someone who would like to later apply for a Signature or Auto Loan, but would like to focus on establishing credit now.
VISA Credit Cards
FFCU offers two low-rate VISA credit cards with the following features:
- no annual fee
- low rate of 9.99% or 12.99% APR
- free balance transfers and cash advances
- online account access
To apply for a VISA credit card, pick up an application at a branch or call 847-676-8000.
Auto Loans
FFCU gets you on the road faster with our flexible terms and affordable auto financing. To help you on your road to the perfect vehicle and the perfect vehicle loan, we’ve created the Auto Resource Center, complete with discounted buying options, extended vehicle coverage, and loan information. Use the following links to get additional information.
FFCU also offers financing for motorcycles, boats, RVs and trailers. Talk to a Loan Officer at a branch or call 847-676-8000.
Mortgages and Home Equity
Whether you’re buying your first home, upgrading to a larger house, or picking out a vacation or retirement property, FFCU is here to answer your questions and make the home loan process easy and enjoyable.
Mortgages and Refinancing Our knowledgeable Mortgage Specialist, Larry Levine, is committed to helping you get the home of your dreams at a great rate. For more information or to apply, contact Larry at 847-226-4892, e-mail llevine@aandnmortgage.com, or visit his website at www.larryplevine.com Home Equity Loan and Line of Credit FFCU can help you uncover the hidden money in your home with a home equity loan or line of credit. When you are looking for an easy and affordable way to finance home improvements, education, or to consolidate debt, an FFCU home equity loan or line of credit is a great solution.
What you can expect from our Home Loans:
- Rates as low 4.5% APR for a Line of Credit and 5.5% APR for a loan
- No closing cost options available
- Flexible Terms
For more details or to apply, talk to a Loan Officer at a branch or call 847-676-8000.
View Loan Rates
| Loan Rates – Effective Saturday, May 19, 2012 | ||
|---|---|---|
| Loan Type | Rates as low as | Terms/Information |
| New Auto Loan | 2.990% | Great Rate – Limited Time Only! Ext Warranty & GAP Available |
| Used Auto Loan | 3.990% | Great Rate – Limited Time Only! Ext Warranty & GAP Available |
| Flex Line of Credit | 6.990% | 24/7 Access to Funds as Cash, Credit or Overdraft Protection |
| Personal Loan | 11.990% | Up To $10,000 for Personal Needs |
| RapidCash Loan | 18.000% | Pay Day Loan Alternative |
| Recreational Vehicle | 6.750% | Flexible Terms. Extended Warranty & GAP Protection Available |
| MyCare Loan | 6.990% | Financing for Medical Procedures Not Covered by Insurance |
| VISA Credit Card | 9.990% | |
| Second Mortgage | 5.500% | Flexible Terms. No Closing Cost Option Available. |
| Home Equity Line Of Credit | 4.500% | Open Access to Funds. No Closing Cost Option Available. |
Your savings federally insured by NCUA to at least $250,000
and backed by the full faith and credit of the United States.