Current First Financial Credit Union Rates

Rates are subject to change without notice.
Savings Rates - Effective Tuesday, December 1, 2009
Account TypeAPRAPYMinimum
Deposit
Minimum
Balance
SHARE SAVINGS0.500%0.500%$0.00$0.00
CHRISTMAS CLUB0.500%0.500%$0.00$0.00
VACATION CLUB0.500%0.500%$0.00$0.00
MONEY MARKET ACCOUNT0.500%0.500%$0.00$0.00
MONEY MARKET ACCOUNT0.500%0.500%$0.00$5,000.00
MONEY MARKET ACCOUNT0.500%0.500%$0.00$10,000.00
MONEY MARKET ACCOUNT0.750%0.750%$0.00$25,000.00
MONEY MARKET ACCOUNT1.000%1.010%$0.00$50,000.00

Fees may reduce earnings. Rate may change after the account is opened.
*APR is Annual Percentage Rate, APY is Annual Percentage Yield.
***Funds disbursed to your share savings on November 1st.
****Minimum average daily balance of $2,500.

Rates are subject to change without notice.
Loan Rates - Effective Saturday, July 31, 2010
Loan TypeRates as low asTerms/Information
New Auto Loan5.000%Great Rates! Flexible Terms! Available 24/7!
Used Auto Loan6.000%Great Rates! Flexible Terms! Available 24/7!
New Recreational Vehicle6.750%Great Rates! Flexible Terms! Available 24/7!
Used Recreational Vehicle7.750%Great Rates! Flexible Terms! Available 24/7!
Personal Loan11.990%Great Rates! Flexible Terms! Available 24/7!
Flex Line of Credit6.990%Great Rates! Available 24/7
My Care Loan6.990%Finance your medical procedures not covered by insurance.

Your Actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan and applicable prepaid items.

NEW! Apply Online Now! You don't even have to be a member yet.

HELOC Loans have a $10,000.00 minimum. Visa requires annual use of card or a fee may be imposed.

*APR is Annual Percentage Rate. Restrictions may apply. Your final approved rate will be determined by your overall credit history as provided by TransUnion, Experian, and/or Equifax.

**Property insurance and flood insurance will be required on Home Equity Loans and Lines. Home Equity Line of Credit rate is variable and based on the Prime rate as published in The Wall Street Journal and can change quarterly (January 1, April 1, July 1, and October 1) based on the last day of every 3rd month, beginning 3/31/08. (As of 3/30/09 the Prime rate is 3.25%) Home Equity Line of Credit rate has a floor of 4.50%.

Certificate Rates - Effective Saturday, July 31, 2010
Certificate TermAPRAPYMinimum Deposit
12 MONTH CERTIFICATE0.500%0.500%$1,000.00
12 MONTH CERTIFICATE0.750%0.750%$5,000.00
18 MONTH CERTIFICATE0.500%0.500%$1,000.00
18 MONTH CERTIFICATE0.750%0.750%$5,000.00
24 MONTH CERTIFICATE0.500%0.500%$1,000.00
24 MONTH CERTIFICATE0.750%0.750%$5,000.00
36 MONTH CERTIFICATE0.500%0.500%$1,000.00
36 MONTH CERTIFICATE0.750%0.750%$5,000.00
48 MONTH CERTIFICATE0.500%0.500%$1,000.00
48 MONTH CERTIFICATE0.750%0.750%$5,000.00

Special

Members with a current loan or active checking account with FFCU qualify for a .50% rate increase on all stated certificate rates.


All information on this site protected by © Copyright 2008.
First Financial Credit Union | (847) 676-8000
5550 W. Touhy Avenue, Ste 102, Skokie, IL 60077